U.S. home sales are expected to rise 14 percent in 2026 due to mortgage rate stabilization.
Home prices will grow modestly by 2–3 percent, slightly below wage growth, improving affordability.
Housing inventory is about 20 percent higher than last year, easing buyer competition and multiple offers.
Average 30-year mortgage rates are projected at 6.3 percent, reducing the typical mortgage payment share.
Rent prices are expected to decline 1 percent, contributing to a more balanced housing market.
